Amalgamated Financial Corp. AMAL NASDAQ

Amalgamated Financial Corp. (AMAL) generated $37.14M in operating cash flow for quarter ending 2025-12-31. After capital expenditures of $2.79M, free cash flow was $34.35M.

Free cash flow margin was 29.8% of revenue. Cash conversion ratio was 1.39x, indicating earnings are backed by cash.

The company returned $4.19M in dividends and $8.71M in share buybacks to shareholders during the quarter.

Criteria supported by this page:

• HEALTH (67/100, Partial) — cash generation is adequate but may not fully cover debt in stressed conditions
• MOAT (55/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
• INCOME (85/100) — Cash conversion ratio was 1.39x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 70/100 with 3/7 criteria passed.