FS Bancorp, Inc. FSBW NASDAQ

FS Bancorp, Inc. (FSBW) reported total assets of $3.2B and total liabilities of $2.89B for quarter ending 2025-12-31, resulting in total equity of $307.69M.

The company held $302.17M in cash and short-term investments. Total debt stood at $141.08M, with net debt of $127.58M. The Debt-to-Equity (D/E) ratio was 0.46 (conservative).

Current ratio is 0.12, which may signal tight short-term liquidity. Interest coverage is 0.8x (weak).

Criteria supported by this page:

• HEALTH (33/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
• MOAT (43/100) — Total assets $3.2B and equity $307.69M support the company's competitive scale
• VALUE (76/100) — Debt-to-Equity 0.46 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 61/100 with 4/7 criteria passed.