Orrstown Financial Services, Inc. ORRF NASDAQ

Orrstown Financial Services, Inc. (ORRF) reported total assets of $5.54B and total liabilities of $4.95B for quarter ending 2025-12-31, resulting in total equity of $591.54M.

The company held $994.82M in cash and short-term investments. Total debt stood at $336.37M, with net debt of $294.28M. The Debt-to-Equity (D/E) ratio was 0.57 (moderate).

Current ratio is 1.13, suggesting adequate short-term liquidity. Interest coverage is 1.1x (weak).

Criteria supported by this page:

• HEALTH (33/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
• MOAT (49/100) — Total assets $5.54B and equity $591.54M support the company's competitive scale
• VALUE (58/100) — Debt-to-Equity 0.57 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 64/100 with 3/7 criteria passed.