Orrstown Financial Services, Inc. (ORRF) is a Banks - Regional company in the Financial Services sector, currently trading at $38.45. It has a SharesGrow Score of 64/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of ORRF = $65.43 (+70.2% from the current price, the stock appears undervalued).
Valuation: ORRF trades at a trailing Price-to-Earnings (P/E) of 7.9 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 3.36.
Financials: revenue is $354M, +39.1%/yr average growth. Net income is $81M, growing at +96.8%/yr. Net profit margin is 22.8% (strong). Gross margin is 70.6% (-19.6 pp trend).
Balance sheet: total debt is $336M against $592M equity (Debt-to-Equity (D/E) ratio 0.57, moderate). Current ratio is 1.13 (adequate). Debt-to-assets is 6.1%. Total assets: $5.5B.
Analyst outlook: 2 / 6 analysts rate ORRF as buy (33%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 58/100 (Partial), Growth 100/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 49/100 (Partial), Future 20/100 (Fail), Income 85/100 (Pass).
