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SLM Corporation SLMBP NASDAQ

NASDAQ Global Select • Financial Services • Financial - Credit Services • US • USD

SharesGrow Score
67/100
4/7 Pass
SharesGrow Intrinsic Value
$161.81
+115.7%
Analyst Price Target
$40.00
-46.7%

SLM Corporation (SLMBP) reported total assets of $29.75B and total liabilities of $27.29B for quarter ending 2025-12-31, resulting in total equity of $2.45B.

The company held $4.29B in cash and short-term investments. Total debt stood at $5.86B, with net debt of $1.62B. The Debt-to-Equity (D/E) ratio was 2.39 (leveraged).

Current ratio is 0.28, which may signal tight short-term liquidity. Interest coverage is 1.1x (weak).

Criteria supported by this page:

  • HEALTH (0/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
  • MOAT (59/100) — Total assets $29.75B and equity $2.45B support the company's competitive scale
  • VALUE (78/100) — Debt-to-Equity 2.39 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 67/100 with 4/7 criteria passed.

SharesGrow 7-Criteria Score
67/100
SG Score
View full scorecard →
VALUE
78/100
Price-to-Earnings & upside
→ Valuation
~
FUTURE
58/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
0/100
Debt-to-Equity & liquidity
Proven by this page
~
MOAT
59/100
Proven by this page
GROWTH
90/100
→ Income
INCOME
85/100
→ Income
SLM Corporation Balance Sheet History
Metric Q4 FY2025 Q3 FY2025 Q2 FY2025 Q1 FY2025
Total Assets $29.75B$29.61B$29.6B$28.9B
Total Liabilities $27.29B$27.26B$27.23B$26.5B
Total Debt $5.86B$6.84B$6.41B$6.15B
Cash & Investments $4.29B$3.59B$4.14B$3.7B
Total Stockholders Equity $2.45B$2.34B$2.37B$2.4B
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