SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
SLM Corporation (SLMBP) trades at a trailing P/E of 6.0, forward P/E of 27.0. Trailing earnings yield is 16.57%, forward earnings yield 3.70%. PEG 0.23 (Peter Lynch undervalued ≤1.0). Graham Number is $30.94.
Criteria proven by this page:
- VALUE (78/100, Pass) — P/E is below market average (6.0); PEG ≤ 1.0 — Peter Lynch undervalued (0.23); earnings yield beats bond yields (16.57%).
- PEG Ratio 0.23 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 16.57% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
- Analyst consensus target $40.00 (-46.7% downside) — analysts see meaningful downside risk at the current price level.
Overall SharesGrow Score: 67/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
78/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
0/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — SLMBP
Valuation Multiples
P/E (TTM)6.0
Forward P/E27.0
PEG Ratio0.23
Forward PEG1.46
P/B Ratio1.83
P/S Ratio1.38
EV/EBITDA5.9
Per Share Data
EPS (TTM)$3.60
Forward EPS (Est.)$2.77
Book Value / Share$11.83
Revenue / Share$15.01
FCF / Share$2.78
Yields & Fair Value
Earnings Yield16.57%
Forward Earnings Yield3.70%
Dividend Yield2.40%
Graham Number$30.94
SharesGrow IV$161.81 (+115.7%)
Analyst Target$40.00 (-46.7%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
18.8 |
-1.88 |
2.01 |
4.11 |
0.45% |
| 2017 |
16.9 |
1.01 |
1.97 |
3.40 |
0.32% |
| 2018 |
7.4 |
0.10 |
1.22 |
1.92 |
0.43% |
| 2019 |
6.6 |
0.26 |
1.15 |
1.60 |
1.78% |
| 2020 |
5.4 |
0.08 |
1.86 |
2.03 |
1.18% |
| 2021 |
5.3 |
0.09 |
2.88 |
2.57 |
1.05% |
| 2022 |
9.1 |
-0.18 |
2.48 |
1.81 |
2.84% |
| 2023 |
7.6 |
0.21 |
2.35 |
1.56 |
2.69% |
| 2024 |
9.8 |
0.82 |
2.76 |
2.00 |
1.97% |
| 2025 |
7.5 |
0.26 |
2.29 |
1.80 |
12.49% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$0.53 |
$960.15M |
$250.33M |
26.1% |
| 2017 |
$0.62 |
$1.13B |
$288.93M |
25.7% |
| 2018 |
$1.07 |
$1.36B |
$487.48M |
35.8% |
| 2019 |
$1.34 |
$1.67B |
$578.28M |
34.6% |
| 2020 |
$2.25 |
$1.72B |
$880.69M |
51.3% |
| 2021 |
$3.61 |
$2.41B |
$1.16B |
48.2% |
| 2022 |
$1.76 |
$1.19B |
$469.01M |
39.4% |
| 2023 |
$2.41 |
$1.46B |
$581.39M |
39.7% |
| 2024 |
$2.73 |
$1.44B |
$608.33M |
42.2% |
| 2025 |
$3.46 |
$3.11B |
$744.85M |
24% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$2.75 |
$2.64 – $2.84 |
$1.85B |
$1.77B – $1.89B |
1 |
| 2027 |
$3.20 |
$3.08 – $3.30 |
$2B |
$1.97B – $2.05B |
1 |
| 2028 |
$3.87 |
$3.72 – $4.00 |
$2.2B |
$2.13B – $2.25B |
1 |
