U.S. Bancorp USB NYSE

U.S. Bancorp (USB) reported total assets of $692.35B and total liabilities of $626.69B for quarter ending 2025-12-31, resulting in total equity of $65.65B.

The company held $137.73B in cash and short-term investments. Total debt stood at $77.93B, with net debt of $31.04B. The Debt-to-Equity (D/E) ratio was 1.19 (moderate).

Current ratio is 0.26, which may signal tight short-term liquidity. Interest coverage is 0.7x (weak).

Criteria supported by this page:

• HEALTH (17/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
• MOAT (69/100) — Total assets $692.35B and equity $65.65B support the company's competitive scale
• VALUE (73/100) — Debt-to-Equity 1.19 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 63/100 with 4/7 criteria passed.