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The PNC Financial Services Group, Inc. PNC NYSE

NYSE • Financial Services • Banks - Regional • US • USD

SharesGrow Score
65/100
4/7 Pass
SharesGrow Intrinsic Value
$311.48
+40.8%
Analyst Price Target
$244.44
+10.5%

The PNC Financial Services Group, Inc. (PNC) reported total assets of $573.57B and total liabilities of $512.94B for quarter ending 2025-12-31, resulting in total equity of $60.64B.

The company held $39.71B in cash and short-term investments. Total debt stood at $57.1B, with net debt of $50.32B. The Debt-to-Equity (D/E) ratio was 0.94 (moderate).

Current ratio is 0.81, which may signal tight short-term liquidity. Interest coverage is 0.9x (weak).

Criteria supported by this page:

  • HEALTH (17/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
  • MOAT (69/100) — Total assets $573.57B and equity $60.64B support the company's competitive scale
  • VALUE (74/100) — Debt-to-Equity 0.94 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 65/100 with 4/7 criteria passed.

SharesGrow 7-Criteria Score
65/100
SG Score
View full scorecard →
VALUE
74/100
Price-to-Earnings & upside
→ Valuation
~
FUTURE
40/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
17/100
Debt-to-Equity & liquidity
Proven by this page
~
MOAT
69/100
Proven by this page
GROWTH
73/100
→ Income
INCOME
85/100
→ Income
The PNC Financial Services Group, Inc. Balance Sheet History
Metric Q4 FY2025 Q3 FY2025 Q2 FY2025 Q1 FY2025
Total Assets $573.57B$568.77B$559.11B$554.72B
Total Liabilities $512.94B$509.73B$501.45B$498.27B
Total Debt $57.1B$62.34B$60.42B$60.72B
Cash & Investments $39.71B$107.17B$39.63B$48.55B
Total Stockholders Equity $60.59B$58.99B$57.61B$56.41B
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