Credicorp Ltd. BAP NYSE

Credicorp Ltd. (BAP) generated $8.05B in operating cash flow for fiscal year 2025. After capital expenditures of $315.95M, free cash flow was $7.74B.

Free cash flow margin was 25.5% of revenue. Cash conversion ratio was 1.16x, indicating earnings are backed by cash.

The company returned $3B in dividends and $112.41M in share buybacks to shareholders during the period.

Criteria supported by this page:

• HEALTH (50/100, Partial) — cash generation is adequate but may not fully cover debt in stressed conditions
• MOAT (69/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
• INCOME (85/100) — Cash conversion ratio was 1.16x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 67/100 with 3/7 criteria passed.