Credicorp Ltd. (BAP) is a Banks - Regional company in the Financial Services sector, currently trading at $357.59. It has a SharesGrow Score of 67/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of BAP = $1,414.33 (+295.5% from the current price, the stock appears undervalued). Analyst consensus target is BAP = $213 (-40.5% upside).
Valuation: BAP trades at a trailing Price-to-Earnings (P/E) of 13.6 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.15.
Financials: revenue is $30.3B, +25.5%/yr average growth. Net income is $6.5B, growing at +12.1%/yr. Net profit margin is 21.6% (strong). Gross margin is 76.3% (-19.9 pp trend).
Balance sheet: total debt is $34.5B against $36.6B equity (Debt-to-Equity (D/E) ratio 0.94, moderate). Current ratio is 3.23 (strong liquidity). Debt-to-assets is 12.9%. Total assets: $267.3B.
Analyst outlook: 7 / 15 analysts rate BAP as buy (47%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 58/100 (Partial), Growth 90/100 (Pass), Past 100/100 (Pass), Health 50/100 (Partial), Moat 69/100 (Partial), Future 16/100 (Fail), Income 85/100 (Pass).
