Mid-Southern Bancorp, Inc. MSVB OTC

Mid-Southern Bancorp, Inc. (MSVB) generated $1.54M in operating cash flow for fiscal year 2024. After capital expenditures of $18K, free cash flow was $1.52M.

Free cash flow margin was 470% of revenue. Cash conversion ratio was -0.22x, suggesting some earnings are non-cash.

The company returned $660K in dividends to shareholders during the period.

Criteria supported by this page:

• HEALTH (50/100, Partial) — cash generation is adequate but may not fully cover debt in stressed conditions
• MOAT (0/100, Fail) — limited free cash flow weakens the competitive position
• INCOME (10/100) — Cash conversion ratio was -0.22x suggests some earnings are non-cash items

Overall SharesGrow Score: 28/100 with 0/7 criteria passed.