Navient Corporation NAVI NASDAQ

Navient Corporation (NAVI) generated $441M in operating cash flow for fiscal year 2025. After capital expenditures of $0.00, free cash flow was $441M.

Free cash flow margin was 13.7% of revenue. Cash conversion ratio was -5.51x, suggesting some earnings are non-cash.

The company returned $63M in dividends and $111M in share buybacks to shareholders during the period.

Criteria supported by this page:

• HEALTH (0/100, Fail) — weak cash flow raises concerns about debt servicing
• MOAT (68/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
• INCOME (10/100) — Cash conversion ratio was -5.51x suggests some earnings are non-cash items

Overall SharesGrow Score: 49/100 with 1/7 criteria passed.