SLM Corporation SLM NASDAQ

SLM Corporation (SLM) generated $575.52M in operating cash flow for fiscal year 2025. After capital expenditures of $0.00, free cash flow was $575.52M.

Free cash flow margin was 18.5% of revenue. Cash conversion ratio was 0.77x, suggesting some earnings are non-cash.

The company returned $700M in dividends and $368.74M in share buybacks to shareholders during the period.

Criteria supported by this page:

• HEALTH (0/100, Fail) — weak cash flow raises concerns about debt servicing
• MOAT (59/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
• INCOME (85/100) — Cash conversion ratio was 0.77x suggests some earnings are non-cash items

Overall SharesGrow Score: 74/100 with 5/7 criteria passed.