Principal Financial Group, Inc. PFG NASDAQ

Principal Financial Group, Inc. (PFG) generated $4.54B in operating cash flow for fiscal year 2025. After capital expenditures of $98M, free cash flow was $4.44B.

Free cash flow margin was 28.4% of revenue. Cash conversion ratio was 3.83x, indicating earnings are backed by cash.

The company returned $684M in dividends and $902.7M in share buybacks to shareholders during the period.

Criteria supported by this page:

• HEALTH (100/100, Pass) — demonstrate the company can comfortably service its debt
• MOAT (62/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
• INCOME (45/100) — Cash conversion ratio was 3.83x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 62/100 with 2/7 criteria passed.