SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Principal Financial Group, Inc. (PFG) trades at a trailing P/E of 17.7, forward P/E of 10.1. Trailing earnings yield is 5.66%, forward earnings yield 9.95%. PEG 0.13 (Peter Lynch undervalued ≤1.0). Graham Number is $81.73.
Criteria proven by this page:
- VALUE (56/100, Partial) — mixed signals — some valuation metrics are favorable while others are stretched.
- Forward P/E 10.1 (down from trailing 17.7) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.13 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 5.66% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 9.95% as earnings recover.
- Analyst consensus target $91.50 (-2.8% downside) — slight downside risk — the market may be ahead of analyst expectations.
Overall SharesGrow Score: 62/100 with 2/7 criteria passed.
SharesGrow 7-Criteria Score
~
VALUE
56/100
Price-to-Earnings & upside
Proven by this page
✓
HEALTH
100/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — PFG
Valuation Multiples
P/E (TTM)17.7
Forward P/E10.1
PEG Ratio0.13
Forward PEG0.13
P/B Ratio1.76
P/S Ratio1.31
EV/EBITDA14.3
Per Share Data
EPS (TTM)$5.33
Forward EPS (Est.)$9.37
Book Value / Share$55.72
Revenue / Share$70.26
FCF / Share$19.96
Yields & Fair Value
Earnings Yield5.66%
Forward Earnings Yield9.95%
Dividend Yield3.32%
Graham Number$81.73
SharesGrow IV$192.08 (+104%)
Analyst Target$91.50 (-2.8%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
12.9 |
1.20 |
1.66 |
1.37 |
2.75% |
| 2017 |
9.0 |
0.12 |
1.61 |
1.47 |
2.61% |
| 2018 |
8.2 |
-0.25 |
1.11 |
0.89 |
4.74% |
| 2019 |
11.0 |
-1.45 |
1.05 |
0.94 |
3.95% |
| 2020 |
9.8 |
6.10 |
0.82 |
0.92 |
4.51% |
| 2021 |
12.3 |
0.79 |
1.21 |
1.35 |
3.36% |
| 2022 |
4.4 |
0.02 |
2.11 |
1.20 |
3.05% |
| 2023 |
29.8 |
-0.35 |
1.70 |
1.36 |
3.36% |
| 2024 |
11.1 |
0.07 |
1.58 |
1.09 |
3.76% |
| 2025 |
16.8 |
-0.78 |
1.68 |
1.27 |
3.44% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$4.50 |
$12.39B |
$1.32B |
10.6% |
| 2017 |
$7.88 |
$14.09B |
$2.31B |
16.4% |
| 2018 |
$5.35 |
$14.24B |
$1.55B |
10.9% |
| 2019 |
$4.96 |
$16.22B |
$1.39B |
8.6% |
| 2020 |
$5.05 |
$14.74B |
$1.4B |
9.5% |
| 2021 |
$6.27 |
$14.43B |
$1.58B |
11% |
| 2022 |
$18.63 |
$17.54B |
$4.76B |
27.1% |
| 2023 |
$2.55 |
$13.67B |
$623.2M |
4.6% |
| 2024 |
$6.68 |
$16.13B |
$1.57B |
9.7% |
| 2025 |
$5.25 |
$15.63B |
$1.19B |
7.6% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$9.41 |
$9.15 – $9.68 |
$16.98B |
$16.78B – $17.21B |
7 |
| 2027 |
$10.30 |
$9.99 – $10.58 |
$17.74B |
$17.48B – $18B |
7 |
| 2028 |
$11.17 |
$10.76 – $12.17 |
$18.35B |
$18.15B – $18.55B |
4 |
| 2029 |
$12.80 |
$12.54 – $13.14 |
$20.28B |
$19.96B – $20.69B |
2 |
