Royal Bank of Canada RY-PZ.TO TSX

Royal Bank of Canada (RY-PZ.TO) generated $55.22B in operating cash flow for fiscal year 2025. After capital expenditures of $2.24B, free cash flow was $52.98B.

Free cash flow margin was 38.6% of revenue. Cash conversion ratio was 2.71x, indicating earnings are backed by cash.

The company returned $8.8B in dividends and $13.5B in share buybacks to shareholders during the period.

Criteria supported by this page:

• HEALTH (0/100, Fail) — weak cash flow raises concerns about debt servicing
• MOAT (72/100, Pass) — $52.98B (38.6% FCF margin) supports a durable competitive advantage
• INCOME (55/100) — Cash conversion ratio was 2.71x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 61/100 with 4/7 criteria passed.