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Royal Bank of Canada RY-PZ.TO TSX

Toronto Stock Exchan • Financial Services • Banks - Diversified • CA • CAD

SharesGrow Score
61/100
4/7 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow
SharesGrow 7-Criteria Score All 7 criteria scored · income-related highlighted on this page

Royal Bank of Canada (RY-PZ.TO) has shown exceptional revenue growth over the past 3 years, expanding from $48.5B to $137.4B (average +55.1%/yr). Net income reached $20.4B, reflecting solid earnings growth at +9.7%/yr on average. The net profit margin is 14.8%, which is moderate. The company has maintained profitability in all 4 of the past 4 years, demonstrating a consistent earnings track record. The gross margin is 45.3% (moderate), with a -54.7pp trend over the period. With a $150B market cap and MOAT composite score of 72/100, the company has a strong competitive position.

Criteria proven by this page:

  • GROWTH (83/100, Pass) — proving strong growth momentum
  • PAST (100/100, Pass) — proving consistent earnings. Looking at the full 30-year history, the company was profitable in 30 of 30 years — a perfect long-term track record
  • INCOME (55/100, Partial) — the company is profitable but margin is below 15%
  • MOAT (72/100, Pass) — strong gross margins and market scale prove a durable competitive advantage

Overall SharesGrow Score: 61/100 with 4/7 criteria passed.

61/100
SG Score
View full scorecard →
VALUE
100/100
Price-to-Earnings & upside
→ IV page
FUTURE
20/100
Analyst consensus
→ Forecast
PAST
100/100
4/4 yrs profit
EPS $14.07
Proven by this page
HEALTH
0/100
Debt-to-Equity & liquidity
→ Health
MOAT
72/100
Score: 72/100
GM 45.3% (-54.7pp)
Proven by this page
GROWTH
83/100
Rev +55.1%/yr
NI +9.7%/yr
Proven by this page
~
INCOME
55/100
Margin 14.8%
$137.4B
Proven by this page
Royal Bank of Canada Earnings and Revenue History
Revenue
Earnings & Profit Margin
Metric TTM FY2025 FY2024 FY2023 FY2022
Revenue $100.64B$137.36B$54.11B$49B$48.5B
Gross Profit $63.37B$62.17B$54.11B$49B$48.5B
Gross Margin 63%45.3%100%100%100%
Operating Income $29.18B$25.65B$24.79B$22.71B$25.73B
Net Income $21.02B$20.36B$16.23B$14.61B$15.79B
Net Margin 20.9%14.8%30%29.8%32.6%
EPS (Diluted) $14.56$14.07$11.23$10.50$11.06
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