The Charles Schwab Corporation SCHW-PJ NYSE

The Charles Schwab Corporation (SCHW-PJ) generated $9.31B in operating cash flow for fiscal year 2025. After capital expenditures of $548M, free cash flow was $8.76B.

Free cash flow margin was 31.7% of revenue. Cash conversion ratio was 1.05x, indicating earnings are backed by cash.

The company returned $2.33B in dividends and $9.8B in share buybacks to shareholders during the period.

Criteria supported by this page:

• HEALTH (67/100, Partial) — cash generation is adequate but may not fully cover debt in stressed conditions
• MOAT (69/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
• INCOME (100/100) — Cash conversion ratio was 1.05x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 76/100 with 4/7 criteria passed.