The Hartford Financial Services Group, Inc. HIG NYSE

The Hartford Financial Services Group, Inc. (HIG) generated $5.92B in operating cash flow for fiscal year 2025. After capital expenditures of $169M, free cash flow was $5.75B.

Free cash flow margin was 20.4% of revenue. Cash conversion ratio was 1.54x, indicating earnings are backed by cash.

The company returned $592M in dividends and $1.62B in share buybacks to shareholders during the period.

Criteria supported by this page:

• HEALTH (100/100, Pass) — demonstrate the company can comfortably service its debt
• MOAT (62/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
• INCOME (55/100) — Cash conversion ratio was 1.54x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 75/100 with 4/7 criteria passed.