Stewart Information Services Corporation STC NYSE

Stewart Information Services Corporation (STC) generated $205.69M in operating cash flow for fiscal year 2025. After capital expenditures of $73.41M, free cash flow was $132.28M.

Free cash flow margin was 4.5% of revenue. Cash conversion ratio was 1.78x, indicating earnings are backed by cash.

The company returned $58.49M in dividends and $3.89M in share buybacks to shareholders during the period.

Criteria supported by this page:

• HEALTH (75/100, Pass) — demonstrate the company can comfortably service its debt
• MOAT (74/100, Pass) — $132.28M (4.5% FCF margin) supports a durable competitive advantage
• INCOME (30/100) — Cash conversion ratio was 1.78x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 71/100 with 5/7 criteria passed.