Intrinsic Value of S&P & Nasdaq Contact Us

Stewart Information Services Corporation STC NYSE

NYSE • Financial Services • Insurance - Property & Casualty • US • USD

SharesGrow Score
71/100
5/7 Pass
SharesGrow Intrinsic Value
$101.37
+56.3%
Analyst Price Target
$80.50
+24.1%

Stewart Information Services Corporation (STC) is a Insurance - Property & Casualty company in the Financial Services sector, currently trading at $64.85. It has a SharesGrow Score of 71/100, indicating a above average investment profile with 5 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of STC = $101.37 (+56.3% from the current price, the stock appears undervalued). Analyst consensus target is STC = $81 (+24.1% upside).

Valuation: STC trades at a trailing Price-to-Earnings (P/E) of 16.2 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.64.

Financials: revenue is $2.9B, +0.4%/yr average growth. Net income is $116M, growing at +39.1%/yr. Net profit margin is 4% (thin). Gross margin is 87.7% (+8.8 pp trend).

Balance sheet: total debt is $891M against $1.6B equity (Debt-to-Equity (D/E) ratio 0.54, moderate). Debt-to-assets is 27.4%. Total assets: $3.3B.

Analyst outlook: 4 / 8 analysts rate STC as buy (50%) — moderate consensus.

SharesGrow 7-Criteria breakdown: Value 84/100 (Pass), Growth 73/100 (Pass), Past 100/100 (Pass), Health 75/100 (Pass), Moat 74/100 (Pass), Future 58/100 (Partial), Income 30/100 (Fail).

$80.50
▲ 24.13% Upside
Average Price Target
Based on 8 Wall Street analysts offering 12-month price targets for Stewart Information Services Corporation, the average price target is $80.50, with a high forecast of $81.00, and a low forecast of $80.00.
Highest Price Target
$81.00
Average Price Target
$80.50
Lowest Price Target
$80.00

STC SharesGrow Score Overview

71/100
SharesGrow Score
Above average fundamentals
View full scorecard →
VALUE 84/100
Valuation — P/E, PEG, Forward PEG
GROWTH 73/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 75/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 74/100
Gross margin is + market cap
FUTURE 58/100
Analyst outlook — as buy
INCOME 30/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — STC

VALUE Pass
84/100
STC trades at a trailing Price-to-Earnings (P/E) of 16.2 (S&P 500 average ~25). Forward PEG 0.64 — Peter Lynch undervalued (≤1.0). Trailing PEG 1.38. Analyst consensus target is $81, implying +24.9% from the current price $65. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
View details →
GROWTH Pass
73/100
STC: +0.4%/yr revenue is, +39.1%/yr Net income is average growth. mixed. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
View details →
PAST Pass
100/100
STC: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
View details →
HEALTH Pass
75/100
Balance sheet STC: Debt-to-Equity (D/E) ratio 0.54 (moderate), Current ratio is N/A. Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
View details →
MOAT Pass
74/100
STC: Gross margin is 87.7% (+8.8 pp trend), $2B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 74/100. ≥ 70 = Pass.
View details →
~
FUTURE Partial
58/100
Analyst outlook: 4 / 8 analysts rate STC as buy (50%). Analyst consensus target is $81 (+24.9% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
View details →
INCOME Fail
30/100
STC: Net profit margin is 4%. thin (0-5%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
View details →

Stock Chart & Stats

Market Data
52-Week Range56.39-78.61
Volume113.94K
Avg Volume (30D)250.63K
Market Cap$1.98B
Beta (1Y)1.04
Dividend Yield$2.0750
Share Statistics
EPS (TTM)4.08
Shares Outstanding$29.04M
IPO Date1973-02-21
Employees6,800
CEOFrederick Henry Eppinger Jr.
Financial Highlights & Ratios
Revenue (TTM)$2.92B
Gross Profit$2.56B
EBITDA$241.43M
Net Income$115.56M
Operating Income$165.55M
Total Cash$369.67M
Total Debt$890.91M
Net Debt$569.14M
Total Assets$3.25B
Price / Earnings (P/E)15.9
Price / Sales (P/S)0.68
Analyst Forecast
1Y Price Target$80.50
Target High$81.00
Target Low$80.00
Upside+24.1%
Rating ConsensusBuy
Analysts Covering8
Buy 50% Hold 25% Sell 25%
Price Target Summary
Company Info
CountryUS
ExchangeNYSE
CurrencyUSD
ISINUS8603721015

Price Chart

STC
Stewart Information Services Corporation  ·  NYSE
Financial Services • Insurance - Property & Casualty
56.39 52WK RANGE 78.61
Contact Us
🎓
SharesGrow Academy
Learn how to calculate Intrinsic Value and find undervalued stocks.
Weekly live sessions
Send us a message