The Travelers Companies, Inc. TRV NYSE

The Travelers Companies, Inc. (TRV) generated $10.61B in operating cash flow for fiscal year 2025. After capital expenditures of $0.00, free cash flow was $10.61B.

Free cash flow margin was 21.7% of revenue. Cash conversion ratio was 1.69x, indicating earnings are backed by cash.

The company returned $979M in dividends and $3.13B in share buybacks to shareholders during the period.

Criteria supported by this page:

• HEALTH (67/100, Partial) — cash generation is adequate but may not fully cover debt in stressed conditions
• MOAT (62/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
• INCOME (55/100) — Cash conversion ratio was 1.69x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 66/100 with 2/7 criteria passed.