Cincinnati Financial Corporation CINF NASDAQ

Cincinnati Financial Corporation (CINF) generated $3.11B in operating cash flow for fiscal year 2025. After capital expenditures of $20M, free cash flow was $3.09B.

Free cash flow margin was 24.5% of revenue. Cash conversion ratio was 1.3x, indicating earnings are backed by cash.

The company returned $525M in dividends and $205M in share buybacks to shareholders during the period.

Criteria supported by this page:

• HEALTH (83/100, Pass) — demonstrate the company can comfortably service its debt
• MOAT (69/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
• INCOME (70/100) — Cash conversion ratio was 1.3x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 74/100 with 4/7 criteria passed.