VersaBank VB.TO TSX

VersaBank (VB.TO) generated $-108.31M in operating cash flow for fiscal year 2021. After capital expenditures of $14K, free cash flow was $-108.32M.

Free cash flow margin was -165.7% of revenue. Cash conversion ratio was -4.84x, suggesting some earnings are non-cash.

The company returned $3.85M in dividends and $16.81M in share buybacks to shareholders during the period.

Criteria supported by this page:

• HEALTH (67/100, Partial) — cash generation is adequate but may not fully cover debt in stressed conditions
• MOAT (46/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
• INCOME (100/100) — Cash conversion ratio was -4.84x suggests some earnings are non-cash items

Overall SharesGrow Score: 75/100 with 4/7 criteria passed.