SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
VersaBank (VB.TO) trades at a trailing P/E of 13.8. Trailing earnings yield is 7.24%. PEG 0.91 (Peter Lynch undervalued ≤1.0).
Criteria proven by this page:
- VALUE (85/100, Pass) — P/E is below market average (13.8); PEG ≤ 1.0 — Peter Lynch undervalued (0.91); earnings yield beats bond yields (7.24%).
- PEG Ratio 0.91 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 7.24% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
Overall SharesGrow Score: 75/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
85/100
Price-to-Earnings & upside
Proven by this page
~
HEALTH
67/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — VB.TO
Valuation Multiples
P/E (TTM)13.8
Forward P/EN/A
PEG Ratio0.91
Forward PEGN/A
P/B Ratio0.00
P/S Ratio4.73
EV/EBITDA0.0
Per Share Data
EPS (TTM)$1.06
Book Value / Share$0.00
Revenue / Share$3.09
FCF / Share$0.00
Yields & Fair Value
Earnings Yield7.24%
Dividend Yield0.00%
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2012 |
$0.24 |
$32.9M |
$3.82M |
11.6% |
| 2013 |
$0.11 |
$27.98M |
$1.76M |
6.3% |
| 2014 |
$0.29 |
$30.51M |
$5.68M |
18.6% |
| 2015 |
$0.42 |
$35.37M |
$8.22M |
23.2% |
| 2016 |
$0.43 |
$39.68M |
$8.47M |
21.3% |
| 2017 |
$0.93 |
$43.84M |
$19.47M |
44.4% |
| 2018 |
$0.86 |
$51.69M |
$18.07M |
35% |
| 2019 |
$0.96 |
$53.92M |
$20.2M |
37.5% |
| 2020 |
$0.92 |
$54.19M |
$19.41M |
35.8% |
| 2021 |
$1.06 |
$65.36M |
$22.38M |
34.2% |