Regions Financial Corporation RF NYSE

Regions Financial Corporation (RF) generated $-319M in operating cash flow for quarter ending 2025-12-31. After capital expenditures of $5M, free cash flow was $-324M.

Free cash flow margin was -13.5% of revenue. Cash conversion ratio was -0.6x, suggesting some earnings are non-cash.

The company returned $235M in dividends and $430M in share buybacks to shareholders during the quarter.

Criteria supported by this page:

• HEALTH (33/100, Fail) — weak cash flow raises concerns about debt servicing
• MOAT (65/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
• INCOME (85/100) — Cash conversion ratio was -0.6x suggests some earnings are non-cash items

Overall SharesGrow Score: 61/100 with 3/7 criteria passed.