Regions Financial Corporation RF NYSE

Regions Financial Corporation (RF) has shown moderate revenue growth over the past 3 years, expanding from $7.5B to $9.6B (average +9.1%/yr). Net income reached $2.2B, reflecting earnings decline at -0.8%/yr on average. The net profit margin is 22.4%, which is high. The company has maintained profitability in all 4 of the past 4 years, demonstrating a consistent earnings track record. The gross margin is 74.6% (high), with a -17.6pp trend over the period. With a $24B market cap and MOAT composite score of 65/100, the company has a moderate competitive position.

Criteria proven by this page:

• GROWTH (40/100, Partial) — growth is present but not consistently above 5% across both metrics
• PAST (100/100, Pass) — proving consistent earnings. Looking at the full 41-year history, the company was profitable in 37 of 41 years — an excellent long-term track record
• INCOME (85/100, Pass) — proves strong profitability and pricing power
• MOAT (65/100, Partial) — some competitive advantages are present but not dominant

Overall SharesGrow Score: 61/100 with 3/7 criteria passed.