Santander Consumer USA Holdings Inc. SC NYSE

Santander Consumer USA Holdings Inc. (SC) generated $1.31B in operating cash flow for quarter ending 2021-09-30. After capital expenditures of $1.63B, free cash flow was $-313.12M.

Free cash flow margin was -18.3% of revenue. Cash conversion ratio was 1.72x, indicating earnings are backed by cash.

Criteria supported by this page:

• HEALTH (33/100, Fail) — weak cash flow raises concerns about debt servicing
• MOAT (58/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
• INCOME (55/100) — Cash conversion ratio was 1.72x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 50/100 with 1/7 criteria passed.