Affirm Holdings, Inc. (AFRM) — Analyst outlook / Analyst consensus target is. Based on 32 analyst ratings, the consensus is bullish — 21 Buy, 10 Hold, 1 Sell.
The consensus price target is $81.54 (low: $55.00, high: $100.00), representing an upside of 46.1% from the current price $55.82.
Analysts estimate Earnings Per Share (EPS) of $-1.96 and revenue of $2.27B for the next fiscal year.
Earnings Per Share (EPS) track record: 2024: actual $-1.67 vs est $-1.96 (beat +14.7%). 2025: actual $0.16 vs est $0.05 (beat +199.1%). Analyst accuracy: 58%.
AFRM Stock — 12-Month Price Forecast
$81.54
▲ +46.08% Upside
Average Price Target
Based on 32 Wall Street analysts offering 12-month price targets for Affirm Holdings, Inc., the average price target is $81.54, with a high forecast of $100.00, and a low forecast of $55.00.
The average price target represents a +46.08% change from the last price of $55.82.
Highest Price Target
$100.00
Average Price Target
$81.54
Lowest Price Target
$55.00
AFRM Analyst Ratings
Buy
Based on 32 analysts giving stock ratings to Affirm Holdings, Inc. in the past 3 months
EPS Estimates — AFRM
58%
Analyst Accuracy
Inaccurate
2 years compared
Actual vs Estimate
2024
Actual –$1.67
vs Est –$1.96
▲ 17.2% off
2025
Actual $0.16
vs Est $0.05
▲ 66.6% off
Profitability Outlook
Company has mixed profitability — some years profitable, some at a loss. EPS trend is improving.
Revenue Estimates — AFRM
98%
Analyst Accuracy
Accurate
2 years compared
Actual vs Estimate
2024
Actual $2.323B
vs Est $2.267B
▲ 2.4% off
2025
Actual $3.224B
vs Est $3.184B
▲ 1.2% off
Revenue Trend
Moderate revenue growth trend. Analysts forecast revenue contraction ahead.