Upstart Holdings, Inc. (UPST) — Analyst outlook / Analyst consensus target is. Based on 22 analyst ratings, the consensus is bullish — 10 Buy, 10 Hold, 2 Sell.
The consensus price target is $45.17 (low: $30.00, high: $56.00), representing an upside of 53% from the current price $29.53.
Analysts estimate Earnings Per Share (EPS) of $-0.47 and revenue of $0.60B for the next fiscal year.
Earnings Per Share (EPS) track record: 2024: actual $-1.44 vs est $-0.47 (missed -205.5%). 2025: actual $0.56 vs est $1.67 (missed -66.5%). Analyst accuracy: 0%.
UPST Stock — 12-Month Price Forecast
$45.17
▲ +52.96% Upside
Average Price Target
Based on 22 Wall Street analysts offering 12-month price targets for Upstart Holdings, Inc., the average price target is $45.17, with a high forecast of $56.00, and a low forecast of $30.00.
The average price target represents a +52.96% change from the last price of $29.53.
Highest Price Target
$56.00
Average Price Target
$45.17
Lowest Price Target
$30.00
UPST Analyst Ratings
Buy
Based on 22 analysts giving stock ratings to Upstart Holdings, Inc. in the past 3 months
EPS Estimates — UPST
0%
Analyst Accuracy
Inaccurate
2 years compared
Actual vs Estimate
2024
Actual –$1.44
vs Est –$0.47
▼ 67.3% off
2025
Actual $0.56
vs Est $1.67
▼ 198.5% off
Profitability Outlook
Company has mixed profitability — some years profitable, some at a loss. EPS trend is improving.
Revenue Estimates — UPST
96%
Analyst Accuracy
Accurate
2 years compared
Actual vs Estimate
2024
Actual $0.629B
vs Est $0.599B
▲ 4.7% off
2025
Actual $1.076B
vs Est $1.036B
▲ 3.6% off
Revenue Trend
Strong revenue growth over the period shown. Analysts forecast revenue contraction ahead.
