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Cullen/Frost Bankers, Inc. CFR-PB

NYSE

SharesGrow Score
53/100
3/7 Pass
SharesGrow Intrinsic Value
$242.45
+1296.4%

Cullen/Frost Bankers, Inc. (CFR-PB) current share price is $17.36. The gold spot price is $4,825.20 per troy ounce. Using the formula: CFR-PB in gold = $17.36 × 31.1035 ÷ $4,825.20 = 0.1119 grams of gold per share.

The Real Wealth Growth Rate measures the Compound Annual Growth Rate (CAGR) of CFR-PB when denominated in gold. A positive rate means the stock has outperformed gold as a store of value, while a negative rate indicates gold has been a better wealth preserver than holding CFR-PB shares over the measured period.

CFR-PB in US Dollars
Gold in US Dollars
CFR-PB in Gold (grams per share)

Real Wealth Growth Rate

CFR-PB
Computing…

"Real Wealth Growth Rate" measures the annualised compound growth rate (CAGR) of a stock when priced in gold — hard money that cannot be printed. A positive value means genuine wealth creation. A negative value means purchasing power is shrinking, even if the dollar price rises.

Step 1 — Express share price in grams of gold
$$\text{CFR-PB}_{\text{gold}}(t) = \frac{P_{\text{CFR-PB}}(t) \times 31.1035}{P_{\text{gold}}(t)}$$
$P_\text{CFR-PB}$ = stock price in USD, $P_\text{gold}$ = gold spot in USD/troy oz, $31.1035$ = grams per troy ounce.
Step 2 — Real Wealth Growth Rate (CAGR in gold terms)
$$\text{Real Wealth Growth Rate} = \left(\frac{\text{CFR-PB}_{\text{gold}}^{(T)}}{\text{CFR-PB}_{\text{gold}}^{(0)}}\right)^{\!\frac{1}{T}} - 1$$
$\text{CFR-PB}_\text{gold}^{(0)}$ = initial gold-price, $\text{CFR-PB}_\text{gold}^{(T)}$ = current gold-price, $T$ = number of years. A positive result means the stock outpaces gold.

Real Wealth Growth Rate Rankings — 20 Years

Computing…

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