Cullen/Frost Bankers, Inc. (CFR-PB) is a Banks - Regional company in the Financial Services sector, currently trading at $17.36. It has a SharesGrow Score of 53/100, indicating a mixed investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of CFR-PB = $242.45 (+1296.4% from the current price, the stock appears undervalued).
Valuation: CFR-PB trades at a trailing Price-to-Earnings (P/E) of 14 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 3.47.
Financials: revenue is $2.9B, +17%/yr average growth. Net income is $649M, growing at +4%/yr. Net profit margin is 22.2% (strong). Gross margin is 75% (-15 pp trend).
Balance sheet: total debt is $4.8B against $4.6B equity (Debt-to-Equity (D/E) ratio 1.04, moderate). Current ratio is 0.21 (tight liquidity). Debt-to-assets is 9%. Total assets: $53.0B.
Analyst outlook: 5 / 27 analysts rate CFR-PB as buy (19%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 30/100 (Fail), Growth 63/100 (Pass), Past 100/100 (Pass), Health 17/100 (Fail), Moat 59/100 (Partial), Future 20/100 (Fail), Income 85/100 (Pass).
