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Comerica Incorporated CMA NYSE

NYSE • Financial Services • Banks - Regional • US • USD

SharesGrow Score
51/100
2/7 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow
Analyst Price Target
$69.50
-21.6%
SharesGrow 7-Criteria Score All 7 criteria scored · income-related highlighted on this page

Comerica Incorporated (CMA) has shown strong revenue growth over the past 3 years, expanding from $3.7B to $4.8B (average +10.5%/yr). Net income reached $723M, reflecting earnings decline at -13.5%/yr on average. The net profit margin is 15.1%, which is high. The company has maintained profitability in all 4 of the past 4 years, demonstrating a consistent earnings track record. The gross margin is 68.1% (high), with a -24.8pp trend over the period. With a $11B market cap and MOAT composite score of 65/100, the company has a moderate competitive position.

Criteria proven by this page:

  • GROWTH (48/100, Partial) — growth is present but not consistently above 5% across both metrics
  • PAST (100/100, Pass) — proving consistent earnings. Looking at the full 41-year history, the company was profitable in 41 of 41 years — a perfect long-term track record
  • INCOME (70/100, Pass) — proves strong profitability and pricing power
  • MOAT (65/100, Partial) — some competitive advantages are present but not dominant

Overall SharesGrow Score: 51/100 with 2/7 criteria passed.

51/100
SG Score
View full scorecard →
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VALUE
43/100
Price-to-Earnings & upside
→ IV page
FUTURE
16/100
Analyst consensus
→ Forecast
PAST
100/100
4/4 yrs profit
EPS $5.29
Proven by this page
HEALTH
17/100
Debt-to-Equity & liquidity
→ Health
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MOAT
65/100
Score: 65/100
GM 68.1% (-24.8pp)
Proven by this page
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GROWTH
48/100
Rev +10.5%/yr
NI -13.5%/yr
Proven by this page
INCOME
70/100
Margin 15.1%
$4.8B
Proven by this page
Comerica Incorporated Earnings and Revenue History
Revenue
Earnings & Profit Margin
Metric TTM FY2025 FY2024 FY2023 FY2022
Revenue $4.8B$4.8B$4.99B$5.25B$3.74B
Gross Profit $3.27B$3.27B$3.2B$3.5B$3.47B
Gross Margin 68.1%68.1%64%66.7%92.9%
Operating Income $915M$915M$888M$1.14B$1.48B
Net Income $723M$723M$698M$881M$1.15B
Net Margin 15.1%15.1%14%16.8%30.8%
EPS (Diluted) $5.29$5.29$5.02$6.42$8.44
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