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HDFC Bank Limited HDB NYSE

NYSE • Financial Services • Banks - Regional • IN • USD

SharesGrow Score
73/100
5/7 Pass
SharesGrow Intrinsic Value
$5,176.73
+19223.4%
SharesGrow 7-Criteria Score All 7 criteria scored · income-related highlighted on this page

HDFC Bank Limited (HDB) has shown exceptional revenue growth over the past 3 years, expanding from $1.02T to $2.73T (average +62.6%/yr). Net income reached $707.9B, reflecting exceptional earnings expansion at +22.6%/yr on average. The net profit margin is 25.9%, which is exceptional. The company has maintained profitability in all 4 of the past 4 years, demonstrating a consistent earnings track record. The gross margin is 100% (high), with a +12.5pp trend over the period. With a $137B market cap and MOAT composite score of 94/100, the company has a strong competitive position.

Criteria proven by this page:

  • GROWTH (100/100, Pass) — proving strong growth momentum
  • PAST (100/100, Pass) — proving consistent earnings. Looking at the full 25-year history, the company was profitable in 25 of 25 years — a perfect long-term track record
  • INCOME (85/100, Pass) — proves strong profitability and pricing power
  • MOAT (94/100, Pass) — strong gross margins and market scale prove a durable competitive advantage

Overall SharesGrow Score: 73/100 with 5/7 criteria passed.

73/100
SG Score
View full scorecard →
VALUE
63/100
Price-to-Earnings & upside
→ IV page
FUTURE
20/100
Analyst consensus
→ Forecast
PAST
100/100
4/4 yrs profit
EPS $277.17
Proven by this page
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HEALTH
50/100
Debt-to-Equity & liquidity
→ Health
MOAT
94/100
Score: 94/100
GM 100% (+12.5pp)
Proven by this page
GROWTH
100/100
Rev +62.6%/yr
NI +22.6%/yr
Proven by this page
INCOME
85/100
Margin 25.9%
$2,728.5B
Proven by this page
HDFC Bank Limited Earnings and Revenue History
Analyst Forecast →
Revenue  Actual & Estimate
Earnings & Profit Margin  Actual & Estimate
Metric TTM FY2025 FY2024 FY2023 FY2022
Revenue $4.51T$2.73T$3.52T$1.21T$1.02T
Gross Profit $2.86T$2.73T$1.85T$1.13T$892.43B
Gross Margin 63.5%100%52.7%93.8%87.5%
Operating Income $1.36T$2.39T$705.46B$661.56B$518.56B
Net Income $749.79B$707.92B$622.66B$495.45B$386B
Net Margin 16.6%25.9%17.7%41.1%37.9%
EPS (Diluted) $182.77$277.17$264.93$266.04$208.14
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