Ping An Insurance (Group) Company of China, Ltd. PNGAY OTC

Ping An Insurance (Group) Company of China, Ltd. (PNGAY) has shown moderate revenue growth over the past 3 years, expanding from $985.7B to $1.02T (average +3.6%/yr). Net income reached $131.1B, reflecting solid earnings growth at +17.9%/yr on average. The net profit margin is 12.9%, which is moderate. The company has maintained profitability in all 4 of the past 4 years, demonstrating a consistent earnings track record. The gross margin is 100% (high), with a +0pp trend over the period. With a $148B market cap and MOAT composite score of 90/100, the company has a strong competitive position.

Criteria proven by this page:

• GROWTH (63/100, Partial) — growth is present but not consistently above 5% across both metrics
• PAST (100/100, Pass) — proving consistent earnings. Looking at the full 23-year history, the company was profitable in 23 of 23 years — a perfect long-term track record
• INCOME (55/100, Partial) — the company is profitable but margin is below 15%
• MOAT (90/100, Pass) — strong gross margins and market scale prove a durable competitive advantage

Overall SharesGrow Score: 68/100 with 4/7 criteria passed.