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Lincoln National Corporation LNC NYSE

NYSE • Financial Services • Insurance - Life • US • USD

SharesGrow Score
65/100
2/7 Pass
SharesGrow Intrinsic Value
$137.35
+288.5%
Analyst Price Target
$44.25
+25.2%
SharesGrow 7-Criteria Score All 7 criteria scored · income-related highlighted on this page

Lincoln National Corporation (LNC) has shown moderate revenue growth over the past 3 years, expanding from $18.8B to $18.2B (average +5.9%/yr). Net income reached $1.2B, reflecting exceptional earnings expansion at +105.4%/yr on average. The net profit margin is 6.5%, which is moderate. the company was profitable in 3 out of the last 4 years tracked. The gross margin is 57.3% (high), with a -42.7pp trend over the period. With a $7B market cap and MOAT composite score of 63/100, the company has a moderate competitive position.

Criteria proven by this page:

  • GROWTH (83/100, Pass) — proving strong growth momentum
  • PAST (75/100, Partial) — profitability has been inconsistent. Looking at the full 41-year history, the company was profitable in 39 of 41 years — an excellent long-term track record
  • INCOME (45/100, Partial) — the company is profitable but margin is below 15%
  • MOAT (63/100, Partial) — some competitive advantages are present but not dominant

Overall SharesGrow Score: 65/100 with 2/7 criteria passed.

65/100
SG Score
View full scorecard →
VALUE
92/100
Price-to-Earnings & upside
→ IV page
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FUTURE
46/100
Analyst consensus
→ Forecast
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PAST
75/100
3/4 yrs profit
EPS $5.84
Proven by this page
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HEALTH
50/100
Debt-to-Equity & liquidity
→ Health
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MOAT
63/100
Score: 63/100
GM 57.3% (-42.7pp)
Proven by this page
GROWTH
83/100
Rev +5.9%/yr
NI +105.4%/yr
Proven by this page
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INCOME
45/100
Margin 6.5%
$18.2B
Proven by this page
Lincoln National Corporation Earnings and Revenue History
Analyst Forecast →
Revenue  Actual & Estimate
Earnings & Profit Margin  Actual & Estimate
Metric TTM FY2025 FY2024 FY2023 FY2022
Revenue $18.27B$18.21B$17.99B$11.65B$18.81B
Gross Profit $3.13B$10.44B$17.99B$11.65B$18.81B
Gross Margin 17.1%57.3%100%100%100%
Operating Income $1.34B$1.34B$4.02B$-821M$-2.53B
Net Income $1.18B$1.18B$3.28B$-752M$1.36B
Net Margin 6.4%6.5%18.2%-6.5%7.2%
EPS (Diluted) $5.32$5.84$18.84$-4.43$7.94
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