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The Charles Schwab Corporation SCHW NYSE

NYSE • Financial Services • Financial - Capital Markets • US • USD

SharesGrow Score
77/100
5/7 Pass
SharesGrow Intrinsic Value
$80.75
-17.9%
Analyst Price Target
$122.78
+24.8%
SharesGrow 7-Criteria Score All 7 criteria scored · income-related highlighted on this page

The Charles Schwab Corporation (SCHW) has shown moderate revenue growth over the past 3 years, expanding from $22.3B to $27.7B (average +7.6%/yr). Net income reached $8.9B, reflecting solid earnings growth at +12.3%/yr on average. The net profit margin is 32%, which is exceptional. The company has maintained profitability in all 4 of the past 4 years, demonstrating a consistent earnings track record. The gross margin is 80.3% (high), with a -12.8pp trend over the period. With a $172B market cap and MOAT composite score of 75/100, the company has a strong competitive position.

Criteria proven by this page:

  • GROWTH (73/100, Pass) — proving strong growth momentum
  • PAST (100/100, Pass) — proving consistent earnings. Looking at the full 42-year history, the company was profitable in 42 of 42 years — a perfect long-term track record
  • INCOME (100/100, Pass) — proves strong profitability and pricing power
  • MOAT (75/100, Pass) — strong gross margins and market scale prove a durable competitive advantage

Overall SharesGrow Score: 77/100 with 5/7 criteria passed.

77/100
SG Score
View full scorecard →
VALUE
68/100
Price-to-Earnings & upside
→ IV page
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FUTURE
58/100
Analyst consensus
→ Forecast
PAST
100/100
4/4 yrs profit
EPS $4.66
Proven by this page
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HEALTH
67/100
Debt-to-Equity & liquidity
→ Health
MOAT
75/100
Score: 75/100
GM 80.3% (-12.8pp)
Proven by this page
GROWTH
73/100
Rev +7.6%/yr
NI +12.3%/yr
Proven by this page
INCOME
100/100
Margin 32%
$27.7B
Proven by this page
The Charles Schwab Corporation Earnings and Revenue History
Analyst Forecast →
Revenue  Actual & Estimate
Earnings & Profit Margin  Actual & Estimate
Metric TTM FY2025 FY2024 FY2023 FY2022
Revenue $27.68B$27.68B$26B$25.52B$22.31B
Gross Profit $23.24B$22.22B$19.61B$18.84B$20.76B
Gross Margin 84%80.3%75.4%73.8%93.1%
Operating Income $11.98B$13.68B$7.69B$6.38B$9.39B
Net Income $8.85B$8.85B$5.94B$5.07B$7.18B
Net Margin 32%32%22.9%19.9%32.2%
EPS (Diluted) $4.66$4.66$2.99$2.54$3.50
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