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The Charles Schwab Corporation SCHW NYSE

NYSE • Financial Services • Financial - Capital Markets • US • USD

SharesGrow Score
77/100
5/7 Pass
SharesGrow Intrinsic Value
$80.75
-17.9%
Analyst Price Target
$122.78
+24.8%
SharesGrow 7-Criteria Score All 7 criteria scored · income-related highlighted on this page

The Charles Schwab Corporation (SCHW) reported strong year-over-year revenue growth of +13.9% through 2025-12 (TTM revenue vs prior-year TTM). Net income showed exceptional earnings expansion of +49% YoY, reaching $2.5B in the latest quarter. The net profit margin is 34.3%, which is exceptional. The company has maintained profitability in all 4 quarters. The gross margin is 84% (high), up 2pp vs the prior year. With a $172B market cap, MOAT composite score of 90/100 (strong competitive position).

Criteria proven by this page:

  • GROWTH (73/100, Pass) — proving strong growth momentum
  • PAST (100/100, Pass) — proving consistent earnings. Looking at the full 42-year annual history, the company was profitable in 42 of 42 years — a perfect long-term track record
  • INCOME (100/100, Pass) — proves strong profitability and pricing power
  • MOAT (90/100, Pass) — strong gross margins and market scale prove a durable competitive advantage

Overall SharesGrow Score: 77/100 with 5/7 criteria passed.

77/100
SG Score
View full scorecard →
VALUE
68/100
Price-to-Earnings & upside
→ IV page
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FUTURE
58/100
Analyst consensus
→ Forecast
PAST
100/100
4/4 qtrs profit
EPS $1.33
Proven by this page
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HEALTH
67/100
Debt-to-Equity & liquidity
→ Health
MOAT
75/100
Score: 90/100
GM 84% (+2pp)
Proven by this page
GROWTH
73/100
Rev +13.9% YoY
NI +49% YoY
Proven by this page
INCOME
100/100
Margin 34.3%
$7.2B
Proven by this page
The Charles Schwab Corporation Earnings and Revenue History
Revenue
Earnings & Profit Margin
Metric TTM Q4 FY2025 Q3 FY2025 Q2 FY2025 Q1 FY2025
Revenue $27.68B$7.17B$7.04B$6.82B$6.65B
Gross Profit $23.24B$5.85B$6.14B$5.85B$5.41B
Gross Margin 84%81.6%87.1%85.8%81.4%
Operating Income $11.98B$3.7B$3.02B$2.8B$2.46B
Net Income $8.85B$2.46B$2.36B$2.13B$1.91B
Net Margin 32%34.3%33.5%31.2%28.7%
EPS (Diluted) $4.66$1.33$1.26$1.08$0.99
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