American International Group, Inc. AIG NYSE

American International Group, Inc. (AIG) reported declining year-over-year revenue growth of -19.1% through 2025-12 (TTM revenue vs prior-year TTM). Net income showed exceptional earnings expansion of +320.5% YoY, reaching $735M in the latest quarter. The net profit margin is 11.2%, which is moderate. The company has maintained profitability in all 4 quarters. The gross margin is 51.5% (high), down 48.5pp vs the prior year. With a $41B market cap, MOAT composite score of 69/100 (moderate competitive position).

Criteria proven by this page:

• GROWTH (58/100, Partial) — growth is present but not consistently above 5% across both metrics
• PAST (75/100, Pass) — proving consistent earnings. Looking at the full 41-year annual history, the company was profitable in 34 of 41 years — a solid long-term record with occasional losses
• INCOME (55/100, Partial) — the company is profitable but margin is below 15%
• MOAT (69/100, Partial) — some competitive advantages are present but not dominant

Overall SharesGrow Score: 61/100 with 1/7 criteria passed.