The Hartford Financial Services Group, Inc. HIG NYSE

The Hartford Financial Services Group, Inc. (HIG) reported moderate year-over-year revenue growth of +7.1% through 2025-12 (TTM revenue vs prior-year TTM). Net income showed exceptional earnings expansion of +23.3% YoY, reaching $1.1B in the latest quarter. The net profit margin is 15.5%, which is high. The company has maintained profitability in all 4 quarters. The gross margin is 60.9% (high), down 9.9pp vs the prior year. With a $38B market cap, MOAT composite score of 69/100 (moderate competitive position).

Criteria proven by this page:

• GROWTH (83/100, Pass) — proving strong growth momentum
• PAST (100/100, Pass) — proving consistent earnings. Looking at the full 31-year annual history, the company was profitable in 25 of 31 years — a solid long-term record with occasional losses
• INCOME (55/100, Pass) — proves strong profitability and pricing power
• MOAT (69/100, Partial) — some competitive advantages are present but not dominant

Overall SharesGrow Score: 75/100 with 4/7 criteria passed.