Bank of America Corporation BAC-PK NYSE

Bank of America Corporation (BAC-PK) reported declining year-over-year revenue growth of -0.5% through 2025-12 (TTM revenue vs prior-year TTM). Net income showed solid earnings growth of +12.4% YoY, reaching $7.5B in the latest quarter. The net profit margin is 15.1%, which is high. The company has maintained profitability in all 4 quarters. The gross margin is 56% (high), up 6pp vs the prior year. With a $353B market cap, MOAT composite score of 94/100 (strong competitive position).

Criteria proven by this page:

• GROWTH (73/100, Partial) — growth is present but not consistently above 5% across both metrics
• PAST (100/100, Pass) — proving consistent earnings. Looking at the full 34-year annual history, the company was profitable in 33 of 34 years — an excellent long-term track record
• INCOME (70/100, Pass) — proves strong profitability and pricing power
• MOAT (94/100, Pass) — strong gross margins and market scale prove a durable competitive advantage

Overall SharesGrow Score: 62/100 with 5/7 criteria passed.