ICICI Bank Limited IBN NYSE

ICICI Bank Limited (IBN) reported moderate year-over-year revenue growth of +9.5% through 2025-12 (TTM revenue vs prior-year TTM). Net income showed solid earnings growth of +7.8% YoY, reaching $126.4B in the latest quarter. The net profit margin is 16.3%, which is high. The company has maintained profitability in all 4 quarters. The gross margin is 68.6% (high), up 0.7pp vs the prior year. With a $101B market cap, MOAT composite score of 90/100 (strong competitive position).

Criteria proven by this page:

• GROWTH (100/100, Pass) — proving strong growth momentum
• PAST (100/100, Pass) — proving consistent earnings. Looking at the full 27-year annual history, the company was profitable in 26 of 27 years — an excellent long-term track record
• INCOME (70/100, Pass) — proves strong profitability and pricing power
• MOAT (90/100, Pass) — strong gross margins and market scale prove a durable competitive advantage

Overall SharesGrow Score: 80/100 with 6/7 criteria passed.