ACNB Corporation (ACNB) is a Banks - Regional company in the Financial Services sector, currently trading at $51.15. It has a SharesGrow Score of 63/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of ACNB = $91.95 (+79.8% from the current price, the stock appears undervalued). Analyst consensus target is ACNB = $52 (+1.7% upside).
Valuation: ACNB trades at a trailing Price-to-Earnings (P/E) of 14.3 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 12.71.
Financials: revenue is $170M, +16.6%/yr average growth. Net income is $37M, growing at +1.8%/yr. Net profit margin is 21.7% (strong). Gross margin is 73.7% (-23 pp trend).
Balance sheet: total debt is $329M against $420M equity (Debt-to-Equity (D/E) ratio 0.78, moderate). Current ratio is 0.32 (tight liquidity). Debt-to-assets is 10.2%. Total assets: $3.2B.
Analyst outlook: 2 / 2 analysts rate ACNB as buy (100%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 43/100 (Partial), Growth 63/100 (Pass), Past 100/100 (Pass), Health 17/100 (Fail), Moat 49/100 (Partial), Future 82/100 (Pass), Income 85/100 (Pass).