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ACNB Corporation ACNB NASDAQ

NASDAQ Capital Marke • Financial Services • Banks - Regional • US • USD

SharesGrow Score
63/100
4/7 Pass
SharesGrow Intrinsic Value
$91.95
+79.8%
Analyst Price Target
$52.00
+1.7%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

ACNB Corporation (ACNB) trades at a trailing P/E of 14.3, forward P/E of 10.0. Trailing earnings yield is 7.00%, forward earnings yield 10.00%. PEG 0.24 (Peter Lynch undervalued ≤1.0). Graham Number is $57.16.

Criteria proven by this page:

  • VALUE (43/100, Partial) — mixed signals — some valuation metrics are favorable while others are stretched.
  • Forward P/E 10.0 (down from trailing 14.3) — analysts expect earnings to grow, which would improve the valuation.
  • PEG Ratio 0.24 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
  • Trailing Earnings Yield 7.00% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 10.00% as earnings recover.
  • Analyst consensus target $52.00 (+1.7% upside) — modest upside expected.

Overall SharesGrow Score: 63/100 with 4/7 criteria passed.

SharesGrow 7-Criteria Score
63/100
SG Score
View full scorecard →
~
VALUE
43/100
Price-to-Earnings & upside
Proven by this page
FUTURE
82/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
17/100
Debt-to-Equity & liquidity
→ Health
~
MOAT
49/100
→ Income
GROWTH
63/100
→ Income
INCOME
85/100
→ Income

Valuation Snapshot — ACNB

Valuation Multiples
P/E (TTM)14.3
Forward P/E10.0
PEG Ratio0.24
Forward PEG0.24
P/B Ratio1.26
P/S Ratio2.78
EV/EBITDA15.8
Per Share Data
EPS (TTM)$3.58
Forward EPS (Est.)$5.11
Book Value / Share$40.57
Revenue / Share$18.42
FCF / Share$4.95
Yields & Fair Value
Earnings Yield7.00%
Forward Earnings Yield10.00%
Dividend Yield2.82%
Graham Number$57.16
SharesGrow IV$91.95 (+79.8%)
Analyst Target$52.00 (+1.7%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 17.4 -10.61 1.58 3.55 2.56%
2017 19.8 -1.19 1.26 2.93 2.71%
2018 12.7 0.12 1.64 3.43 2.27%
2019 11.3 1.29 1.41 3.04 2.59%
2020 11.7 -0.32 0.84 2.05 4.02%
2021 9.8 0.20 1.00 2.70 3.29%
2022 9.5 0.32 1.38 3.13 2.69%
2023 12.0 -1.16 1.37 3.32 2.55%
2024 10.6 13.19 1.12 2.56 3.16%
2025 13.4 -3.59 1.18 2.91 2.90%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $1.80 $53.26M $10.87M 20.4%
2017 $1.50 $65.93M $9.79M 14.8%
2018 $3.09 $80.44M $21.75M 27%
2019 $3.36 $87.73M $23.72M 27%
2020 $2.13 $105.38M $18.39M 17.5%
2021 $3.19 $100.94M $27.83M 27.6%
2022 $4.15 $108.44M $35.75M 33%
2023 $3.71 $114.75M $31.69M 27.6%
2024 $3.73 $132.2M $31.85M 24.1%
2025 $3.60 $170.39M $37.05M 21.7%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $5.11 $5.00 – $5.31 $163.12M $160.61M – $166.16M 3
2027 $5.17 $4.98 – $5.35 $166.16M $162.18M – $169.74M 3
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