Citigroup Inc. (C) is a Banks - Diversified company in the Financial Services sector, currently trading at $129.65. It has a SharesGrow Score of 60/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of C = $154.03 (+18.8% from the current price, the stock appears undervalued). Analyst consensus target is C = $132 (+1.9% upside).
Valuation: C trades at a trailing Price-to-Earnings (P/E) of 15.6 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.88.
Financials: revenue is $168.3B, +21.2%/yr average growth. Net income is $14.3B, growing at +4%/yr. Net profit margin is 8.5% (thin). Gross margin is 44.6% (-24.6 pp trend).
Balance sheet: total debt is $715.8B against $212.3B equity (Debt-to-Equity (D/E) ratio 3.37, leveraged). Current ratio is 0.48 (tight liquidity). Debt-to-assets is 26.9%. Total assets: $2.7T.
Analyst outlook: 17 / 27 analysts rate C as buy (63%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 76/100 (Pass), Growth 73/100 (Pass), Past 100/100 (Pass), Health 0/100 (Fail), Moat 72/100 (Pass), Future 55/100 (Partial), Income 45/100 (Partial).
