Banco Santander, S.A. (SAN) is a Banks - Diversified company in the Financial Services sector, currently trading at $12.56. It has a SharesGrow Score of 61/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of SAN = $15.62 (+24.4% from the current price, the stock appears undervalued). Analyst consensus target is SAN = $3 (-76.1% upside).
Valuation: SAN trades at a trailing Price-to-Earnings (P/E) of 10.9 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.58.
Financials: revenue is $119.9B, +44%/yr average growth. Net income is $14.1B, growing at +13.7%/yr. Net profit margin is 11.8% (healthy). Gross margin is 40% (-37.4 pp trend).
Balance sheet: total debt is $496.6B against $103.1B equity (Debt-to-Equity (D/E) ratio 4.82, leveraged). Current ratio is 1.25 (adequate). Debt-to-assets is 26.6%. Total assets: $1.9T.
Analyst outlook: 13 / 23 analysts rate SAN as buy (57%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 68/100 (Pass), Growth 90/100 (Pass), Past 100/100 (Pass), Health 17/100 (Fail), Moat 72/100 (Pass), Future 28/100 (Fail), Income 55/100 (Partial).
