CB Financial Services, Inc. (CBFV) is a Banks - Regional company in the Financial Services sector, currently trading at $36.23. It has a SharesGrow Score of 52/100, indicating a mixed investment profile with 1 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of CBFV = $76.17 (+110.2% from the current price, the stock appears undervalued).
Valuation: CBFV trades at a trailing Price-to-Earnings (P/E) of 37.3 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 2.81.
Financials: revenue is $69M, +9.4%/yr average growth. Net income is $5M, growing at -1.6%/yr. Net profit margin is 7.1% (thin). Gross margin is 62.5% (-21.9 pp trend).
Balance sheet: total debt is $35M against $158M equity (Debt-to-Equity (D/E) ratio 0.22, conservative). Current ratio is 1980.81 (strong liquidity). Debt-to-assets is 2.2%. Total assets: $1.5B.
Analyst outlook: 1 / 3 analysts rate CBFV as buy (33%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 54/100 (Partial), Growth 40/100 (Partial), Past 100/100 (Pass), Health 67/100 (Partial), Moat 35/100 (Fail), Future 20/100 (Fail), Income 45/100 (Partial).
