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CB Financial Services, Inc. CBFV NASDAQ

NASDAQ Global Market • Financial Services • Banks - Regional • US • USD

SharesGrow Score
52/100
1/7 Pass
SharesGrow Intrinsic Value
$76.17
+110.2%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

CB Financial Services, Inc. (CBFV) trades at a trailing P/E of 37.3, forward P/E of 12.1. Trailing earnings yield is 2.68%, forward earnings yield 8.24%. PEG 0.05 (Peter Lynch undervalued ≤1.0). Graham Number is $26.29.

Criteria proven by this page:

  • VALUE (54/100, Partial) — mixed signals — some valuation metrics are favorable while others are stretched.
  • Forward P/E 12.1 (down from trailing 37.3) — analysts expect earnings to grow, which would improve the valuation.
  • PEG Ratio 0.05 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
  • Trailing Earnings Yield 2.68% — below bond yields — investors are paying a premium for expected growth rather than current earnings. Forward yield improves to 8.24% as earnings recover.

Overall SharesGrow Score: 52/100 with 1/7 criteria passed.

SharesGrow 7-Criteria Score
52/100
SG Score
View full scorecard →
~
VALUE
54/100
Price-to-Earnings & upside
Proven by this page
FUTURE
20/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
~
HEALTH
67/100
Debt-to-Equity & liquidity
→ Health
MOAT
35/100
→ Income
~
GROWTH
40/100
→ Income
~
INCOME
45/100
→ Income

Valuation Snapshot — CBFV

Valuation Multiples
P/E (TTM)37.3
Forward P/E12.1
PEG Ratio0.05
Forward PEG0.05
P/B Ratio1.16
P/S Ratio2.70
EV/EBITDA26.5
Per Share Data
EPS (TTM)$0.98
Forward EPS (Est.)$2.99
Book Value / Share$31.41
Revenue / Share$13.69
FCF / Share$3.40
Yields & Fair Value
Earnings Yield2.68%
Forward Earnings Yield8.24%
Dividend Yield2.88%
Graham Number$26.29
SharesGrow IV$76.17 (+110.2%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 13.9 -1.37 1.18 2.74 3.40%
2017 17.7 -2.05 1.32 3.12 2.93%
2018 17.5 -1.06 0.90 2.43 3.67%
2019 11.4 0.13 1.08 2.84 3.18%
2020 -10.2 0.06 0.80 1.99 4.79%
2021 11.2 -0.05 0.97 2.59 3.99%
2022 9.8 5.26 1.00 2.01 4.47%
2023 5.4 0.05 0.87 2.03 4.20%
2024 11.7 -0.26 1.00 1.85 3.50%
2025 35.8 -0.59 1.11 2.56 2.92%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $1.86 $38.44M $7.58M 19.7%
2017 $1.69 $39.29M $6.94M 17.7%
2018 $1.40 $50.78M $7.05M 13.9%
2019 $2.63 $57.71M $14.33M 24.8%
2020 $-1.97 $54.49M $-10.64M -19.5%
2021 $2.15 $50.06M $11.57M 23.1%
2022 $2.18 $54.75M $11.25M 20.5%
2023 $4.40 $60.03M $22.55M 37.6%
2024 $2.38 $79.2M $12.59M 15.9%
2025 $0.92 $68.64M $4.9M 7.1%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $3.00 $2.91 – $3.09 $62.7M $62.34M – $63.06M 2
2027 $3.38 $3.30 – $3.45 $67.72M $67.33M – $68.12M 2
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