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Consumers Bancorp, Inc. CBKM OTC

Other OTC • Financial Services • Banks - Regional • US • USD

SharesGrow Score

SharesGrow Intrinsic Value

Negative cash flow

Consumers Bancorp, Inc. (CBKM) is a Banks - Regional company in the Financial Services sector, currently trading at $25.80. It has a SharesGrow Score of 62/100, indicating a above average investment profile with 3 out of 7 criteria passed.

Financials: revenue is $57M, +1053.5%/yr average growth. Net income is $9M, growing at -7.7%/yr. Net profit margin is 15.2% (healthy). Gross margin is 64.7% (-35.3 pp trend).

Balance sheet: total debt is $38M against $76M equity (Debt-to-Equity (D/E) ratio 0.5, moderate). Current ratio is 0.17 (tight liquidity). Debt-to-assets is 3.3%. Total assets: $1.2B.

SharesGrow 7-Criteria breakdown: Value 100/100 (Pass), Growth 58/100 (Partial), Past 100/100 (Pass), Health 17/100 (Fail), Moat 35/100 (Fail), Future ?/100 (Fail), Income 70/100 (Pass).

CBKM SharesGrow Score Overview

63/100

SharesGrow Score

Above average fundamentals

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VALUE 100/100

Valuation — P/E, PEG, Forward PEG

GROWTH 58/100

Financials — average growth

PAST 100/100

strong — trend

HEALTH 17/100

Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is

MOAT 35/100

Gross margin is + market cap

FUTURE 0/100

Analyst outlook — as buy

INCOME 70/100

Net profit margin is

Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — CBKM

CBKM trades at a trailing Price-to-Earnings (P/E) of N/A (S&P 500 average ~25). Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.

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CBKM: +1053.5%/yr revenue is, -7.7%/yr Net income is average growth. mixed. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.

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CBKM: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.

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Balance sheet CBKM: Debt-to-Equity (D/E) ratio 0.5 (moderate), Current ratio is 0.17 (tight liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.

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CBKM: Gross margin is 64.7% (-35.3 pp trend), N/A market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 35/100. ≥ 70 = Pass.

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No analyst coverage available for this stock.

CBKM: Net profit margin is 15.2%. healthy (≥15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.

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Stock Chart & Stats

Market Data

52-Week Range18.36-27.44

Volume1.2K

Avg Volume (30D)1.31K

Market Cap$81.14M

Beta (1Y)-0.17

Dividend Yield$0.8200

Share Statistics

EPS (TTM)2.77

Shares Outstanding$3.13M

IPO Date1999-10-26

Employees169

CEORalph J. Lober

Financial Highlights & Ratios

Revenue (TTM)$56.88M

Gross Profit$36.79M

EBITDA$11.54M

Net Income$8.67M

Operating Income$10.32M

Total Cash$181.11M

Total Debt$38.06M

Net Debt$18.69M

Total Assets$1.17B

Price / Earnings (P/E)9.3

Price / Sales (P/S)1.43

Analyst Forecast

Company Info

CountryUS

ExchangeOther OTC

CurrencyUSD

ISINUS2105091050

Price Chart

CBKM

Consumers Bancorp, Inc. ↗ · Other OTC

Financial Services • Banks - Regional

18.36 52WK RANGE 27.44

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