Capital Bancorp, Inc. (CBNK) is a Banks - Regional company in the Financial Services sector, currently trading at $31.91. It has a SharesGrow Score of 69/100, indicating a above average investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of CBNK = $86.52 (+171.1% from the current price, the stock appears undervalued). Analyst consensus target is CBNK = $37 (+16% upside).
Valuation: CBNK trades at a trailing Price-to-Earnings (P/E) of 9.1 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.06.
Financials: revenue is $304M, +19.1%/yr average growth. Net income is $57M, growing at +18.9%/yr. Net profit margin is 18.8% (healthy). Gross margin is 73.6% (-17.1 pp trend).
Balance sheet: total debt is $52M against $402M equity (Debt-to-Equity (D/E) ratio 0.13, conservative). Current ratio is 0.13 (tight liquidity). Debt-to-assets is 1.4%. Total assets: $3.6B.
Analyst outlook: 4 / 6 analysts rate CBNK as buy (67%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 87/100 (Pass), Growth 80/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 49/100 (Partial), Future 67/100 (Pass), Income 70/100 (Pass).
